Top Student Deals September 2018

Top Student Deals September 2018

Free Amazon Prime Student for 6 months
https://www.amazon.co.uk/Amazon-Student-Free-One-Day-Delivery/b?ie=UTF8&node=2973324031

Free MS Office

https://www.microsoft.com/en-gb/education/products/office/default.aspx

Streaming Deals

My rules to spend less on streaming film and TV

Sky Sports for the end of the footy season £20 for the month

Cheapest ways to watch Sky Sports without a subscription – inc half-price month pass and £3 off weekly NOW TV pass



£4 off Deliveroo
https://www.myunidays.com/GB/en-GB/partners/deliveroo/micro/online?p=AQI

Free Pizza
https://becleverwithyourcash.com/food-deals/?utm_source=Be+Clever+With+Your+Cash+Newsletter&utm_campaign=99475a98a7-EMAIL_CAMPAIGN_2017_11_16&utm_medium=email&utm_term=0_0dea6c5fc3-99475a98a7-37165285

£15 cashback at Just Eat
https://www.quidco.com/incentives-just-eat-15-march/?

Great Site

https://www.savethestudent.org/shopping/the-best-money-saving-tips.html#big

Secret Sales Websites
https://www.savethestudent.org/shopping/the-best-secret-sales-websites.html

 

Easy Money Management Pointers

Personal Money Management Pointers

1. Mind the traps. We all tend to think we’re good at spotting a deal – but actually we will spend more money for a cheap car in an auction just because the luxury car sold before it went for a lot of money.

2. If you pay by card rather than cash you tend to spend more money and buy unhealthier foods. Try paying by cash more frequently for your smaller purchases, particularly at lunchtimes. Even better – make yourself a packed lunch.

3. Your personality plays a big role in how good you are at saving money. Sometimes people mistakenly think our attitude towards money comes from our upbringing and our parents, but have you ever noticed that siblings can have very different attitudes towards spending? Stable extroverts are more open, comfortable and carefree about their money. Whilst people who score high on conscientiousness are better savers.

4. The rule of threes: shops and online stores often lay things out in groups of threes. Imagine you’re looking to buy a cheap computer…there will be three items of a similar spec laid out in front of you. The three items will range in price from cheapest to most expensive. By showing you the one that’s more expensive, at least two out of three consumers will always buy the computer that is the middle price, rather than purchasing the cheapest item. This is the ‘compromise effect’ that most people fall for. We are most sensitive to disadvantages when shopping and often avoid the cheapest one in case the product is no good.

5. Not all money is worth the same. You will get more pleasure from winning £25 in a lottery one week followed by £50 the next, rather than £75 all in one go. Be mindful of your money and try and enjoy any winnings, no matter how much.

6. Beware the prices that end in a nine. £2.99, £3.49 or £59. People tend to think that these prices are better value, simply because the number nine is so often used to signal a discount. Amazingly, this will have the effect on people’s minds that if they see something priced at £39 next to something valued at £35, they’ll actually buy the one costing £39 because they think it’s a discount!

7. It’s not in a name. Some studies have shown that people will buy according to their name. So for example, if your name is Frank, you might be quite likely to go for something valued at £55 because of the letter ‘F’. Crazy, but true. Fortunately, only people with certain letters in their names need to worry about this one.

8. We care about fairness. A study was done about snow shovels and whether it was ok to double the price of a snow shovel when there has been a heavy snowfall and the shovel is in demand? People were fundamentally against this because it’s not fair.

9. ‘Reference points’ are important to a buyer. This is when a consumer will be looking at the previous price prior to a discount to see what their savings could be, or they compare the price they’ve seen to what other stores are pricing the same item at. Sellers have a lot of trouble trying to control what a customer’s reference points are – if they can control which reference points you see (think shopping online or the mark-down prices in stores) they can control what price you’re willing to pay.

10. Keep your eyes peeled for tricks. The shops change their tactics fairly regularly, because consumers tend to realise after a year or so what is going on. What supermarkets tried 10 years ago isn’t what they’re doing today.