Sunglasses? Check. Disco pants? Check. Time for some alternative family entertainment with Disco Loco.
The wild and wonderful family party welcomes revellers of all ages to an afternoon of DJing and performances.
Boogie to back-to-back tunes from the Disco Loco Allstar DJs and marvel at live music, dance and cabaret, hosted by the genial MC Chu-i.
Disco Loco have been entertaining families across East London since 2006 in a programme of arts, culture and a spirit of togetherness, running inclusive monthly events for families.read less
Sun 14 Jul: Rhyss Pieces, Symoné Sun 21 Jul: Fantabulosa’s Xnthony, Porridge Radio Sun 28 Jul: Shakaonafire, Grace Shush Sun 18 Aug: Fantabulosa’s Ginny Lemon, Dream Nails Mon 26 Aug: XOEY 5.0, Rubyyy Jones
DATES & TIMES
14 Jul 2019 – 26 Aug 2019Approximate run time: 300 minsRun times may vary, find out more
School Uniform need not cost the Earth and is time to stock up on their uniform for the new school year – starting with this comfortable and cosy sweatshirt. Complete with an anti-pilling finish, you can be sure this sweatshirt will last no matter what they get up to at school.
Acton market sells a wide variety of goods including take away ethnic food, arts, crafts, jewelery, homemade cards, clothes, shoes, bags, and stalls selling fresh groceries such as fruit and veg.
Acton Street market is run by Action West London, local charity and social enterprise. There are 30 stalls set up every Wednesday, Thursday, Friday and Saturday. Shopping at the market you are supporting local traders and local charity, Action West London
SCAM ALERT – Watch out for Universal Credit scammers
According to BBC News, benefit claimants are being targeted by scammers promising a low-cost loan or even a grant from the government.
What they don’t tell you is that the money you’ll receive is actually an advance for Universal Credit. After the fraudsters have taken their cut of your advance, victims are left to pay back the total amount after their Universal Credit payments begin. One scammer took £1,000 as their “fee” from a payment of £1,525.
According to the DWP, 10% of new Universal Credit claims could be fraudulent. Victims have included vulnerable people such as those who are out of work, homeless or have drug dependency issues.
How to spot a Universal Credit scammer
Victims described being approached by someone who says they work for Jobcentre Plus. They could be smartly dressed and even have a badge or ID to “prove” they are acting on behalf of the Jobcentre. They promised one victim she’d receive a grant from the government that didn’t need to be paid back.
To apply for a Universal Credit advance on your behalf, they will ask for ID such as your driving licence or passport, your bank card or details of your accounts and could even ask to take a photo of you.
One victim reported that the first sign that she had been scammed was when her tax credits were stopped. When she called up to ask about it, she was told she couldn’t claim tax credits and Universal Credit at the same time. Repayments started to be taken from her benefits as soon as her UC payments started.
Watch out online
A BBC report details how victims are being targeted through accounts on Facebook, Instagram and Snapchat as well. They’re operating under handles such as Same Day Drop UK, Same Day Grant Payment, Discretionary Budgeting Grant, moneyinaminute and Gov Grants Same Day.
These fake pages are very convincing, using government logos to try and seem more trustworthy. One victim described how she was lured in by comments from other users who had supposedly received this “grant”. It’s easy for scammers to use fake accounts to comment with testimonials, and delete any replies that say it’s a scam.
Jobcentre Plus staff have reported seeing bogus claims, including some from university students who wouldn’t usually be eligible for Universal Credit, as well as applications including children who don’t exist. If a scammer makes a UC advance application on your behalf using false information, this is classed as benefit fraud.
Those found out to be committing benefit fraud could:
be told to pay back the overpaid money
may be taken to court or asked to pay a penalty (between £350 and £5,000)
Work and Pensions minister Baroness Buscombe says: “We’re encouraging people to listen to their instincts. If someone offers you a low-cost loan from the Government they may be trying to steal your identity.
“Treat your personal information for benefits in the same way you would for your bank. And if you think you’ve been targeted, we urge you to report it urgently.”How to report a scam or fraud.
Report any social media accounts you see promoting fake government grants using the report feature on Twitter, Facebook, Instagram or Snapchat.
If you think you might have been a victim of a UC scam, whether you were approached or your details were used to apply for Universal Credit without your consent, you should report it. Get in touch with Action Fraud, local police, Jobcentre Plus or report it to Citizens Advice. Scammers have already been prosecuted for committing this type of fraud. Your report could stop someone else falling victim in future.
Go mudlarking – the city equivalent of beachcombing – outside Gabriel’s Wharf or on the City of London side of the Millennium Bridge, where you can check the surface for old clay smoking pipes and bits of pottery. Check the tide tables in advance.
GETTY IMAGESIt’s the first time people with hidden disabilities will be able to apply for a blue badge parking permit
People with hidden disabilities like autism, dementia or anxiety can apply for a blue badge parking permit in England.
A blue badge permit means the user can park in designated disabled bays. This usually means that they can park closer to their destination.
Scotland and Wales have already introduced similar rules to include some non physical conditions, but the rules have not yet been changed in Northern Ireland.
It’s not just for adults, as parents can apply for a badge if they have a child in the family with a disability too.
You will have seen special marked disabled parking spots at supermarkets and so on, but the idea of blue badges is that they allow people who need them to park closer to where they need to be, to make access easier.
The guidance was issued by the Department for Transport (DfT), a branch of the government and begins on the 30th August.
Local councils will still have the final say on who does and who doesn’t qualify for a blue badge.
Around 2.35 million blue badges have been issued in the UK to people who have physical mobility difficulties or are registered blind.
It’s not known how many people will qualify under the new rules.
A charity called Scope said that these changes “could make a real difference for many disabled people with invisible impairments”.
They also said that more needs to be done to make sure there are more blue badge spaces to meet the increase in demand.
The government said it would provide an extra £1.7 million to help councils cope with the bigger demand for spaces.
Transport Secretary Chris Grayling said he hoped the change would make “a real difference to people’s lives”.
As an undergraduate student you can apply for tuition fee and maintenance loans to pay for course fees and living costs. Depending on where you live in the UK, where you want to study and your personal circumstances, you may be eligible for grants and bursaries, too. Loan support is also available for certain postgraduate courses.
The maximum tuition fee that publicly-funded universities and colleges in England can charge students living in England taking full-time undergraduate courses annually is £9,250 for the current, 2018/19, academic year.
For the 2019/20 academic year, the same £9,250 maximum tuition fee will apply to students living in England studying at universities and colleges in England that have registered with the Office for Students, the new Regulator for Higher Education in England, as Approved (Fee Cap) providers.
In addition, students living in England starting full-time undergraduate accelerated degree courses at Approved (Fee Cap) providers in England in the 2019/20 academic year, from 1 August 2019 onwards can be charged up to £11,100 in tuition fees.
You can apply for a tuition fee loan to cover the full cost of your undergraduate course at a publicly-funded institution in England or, from 2019/20, at an Approved (Fee Cap) provider in England. If you live in England and are studying on a full-time undergraduate course at a publicly funded university in Scotland or Northern Ireland or a regulated university in Wales, you can apply for a tuition fee loan to meet the full costs of your tuition.Further information is provided on the .GOV.UK website.
If you live in Northern Ireland, Scotland and Wales, different maximum fee limits may apply and your nation’s student finance agency may cover some or all of your tuition fee costs.
If you live in Scotland, tuition fee rates for full-time undergraduate courses at publicly funded Scottish Higher Education Institutions (HEIs) are regulated by the Scottish Government and are currently set at £1,820. Eligible Scottish domiciled students can apply to the Student Awards Agency Scotland (SAAS) for full payment of their tuition fees, paid directly to the HEI.
This tuition fee support does not apply to postgraduate courses or courses run by Private HEIs in Scotland, as the tuition fee rates for such courses are not regulated by the Scottish Government and HEIs are free to set their own fee rate. Varying levels of support from SAAS are available in this respect.Further information is provided on the SAAS website.
If you live in Wales and are studying at a Regulated University in Wales, the maximum tuition fee you can be charged in 2018/19 and 2019/20 for a full-time course is £9,000. You can apply for a tuition fee loan issued by Student Finance Wales to meet the full costs of your tuition.Further information is provided on the Student Finance Wales website
If you live in Northern Ireland and are studying at a publicly funded university in Northern Ireland the maximum tuition fee you can be charged for a full-time course is £4,160 in 2018/19 and £4,275 in 2019/20. You can apply to for a tuition fee loan issued by Student Finance Northern Ireland to meet the full costs of your tuition.Further information is provided on the Student Finance NI website.
If you live in Scotland, Wales or Northern Ireland and are studying on a full-time undergraduate course at a publicly funded university in England (2018/19) or at an Approved (Fee Cap) provider in England (2019/20), the same maximum fee limits that apply to students living in England will apply for your course. You can apply for a tuition fee loan to meet the full costs of your tuition.
Tuition fee loans go directly to your university or college and not to your bank account. You only start repaying these, along with any maintenance loans you have taken out, once you’ve completed your studies and started earning above a certain amount.
Maximum fee limits do not apply to (i) privately funded universities or colleges offering undergraduate courses in England in 2018/19 or (ii) universities and colleges that have registered with the Office for Students as Approved Providers in England for the 2019/20 academic year. If you are living in England and are studying on a course at the above universities or colleges, you will qualify for a lower rate of tuition fee loan than students studying at publicly funded universities or colleges in 2018/19 or at Approved (Fee Cap) providers in 2019/20.
If you have received funding for previous undergraduate study, you should contact your nation’s student finance agency, as different funding rules may apply.
Financial support for English students
There are two types of loan available to English undergraduate students studying at an English university or college, a Tuition Fee Loan and a Maintenance Loan. Separate support arrangements apply to students undertaking postgraduate master’s degree and doctoral degree courses.
Tuition Fee Loan
This is the loan that covers the cost of your course tuition fees. It’s paid to your college or university, and you pay it back once you finish your course and start earning above a certain amount.
Full time undergraduate students can get loans of up to £9,250 if they are studying at a publicly funded university or college in 2018/29 or at an Approved (Fee Cap) provider in 2019/20. Full-time undergraduate students starting an accelerated degree course at an Approved (Fee Cap) provider in 2019/20 from 1 August 2019 onwards can apply for a tuition fee loan of up to £11,100 to meet the full costs of their tuition.
Full time undergraduate students at a private university or college in 2018/19 or at an Approved Provider in 2019/20 can get up to £6,165 in tuition fee loan towards the costs of their tuition. Full-time undergraduate students starting an accelerated degree course at an Approved provider in 2019/20 from 1 August 2019 onwards can apply for a tuition fee loan of up to £7,400 towards the costs of their tuition.Further information is provided on the .GOV.UK website.
This loan is a contribution towards your living costs while you are attending your full-time undergraduate course at University. If you are undertaking your course by distance learning, in most cases, you will not qualify for a maintenance loan.
The exact amount you can get will depend on your household income.
If you have additional costs while studying as a result of a disability, you may qualify for Disabled Students’ Allowance. The amount you are entitled to is not based on your household income.
If you have adults of children who are dependent on you, you may qualify for additional grants which are based on your household income.Further information is available on the .GOV.UK website.
Tuition Fee Loans for part-time undergraduate students from England
You might be able to receive a tuition fee loan if your course has a ‘course intensity’ of 25% or more for each academic year and for the whole course.
The level of course intensity depends on how much of your course you complete each year compared to an equivalent full-time course. You’ll need to check the course intensity with your university or college.
If eligible, part-time undergraduate students can apply for:
a tuition fee loan of up to £6,935 per year at a publicly funded university or college in 2018/19 or at an Approved (Fee Cap) provider in 2019/20.
Disabled Students’ Allowance, where applicable.
Lower rates of tuition fee loans apply to part-time undergraduate students studying on courses at private universities or colleges in 2018/19 or at Approved Providers in 2019/20.Further information is available on the .GOV.UK website.
Maintenance loans for part-time undergraduate students from England
If you attending a part-time bachelor’s degree or equivalent course starting on or after 1 August 2018 (known as a ‘level 6’ higher education course) you may qualify for a part-time maintenance loan towards your living costs. The maximum rates of loan are the same as those for full-time undergraduate courses but the amount you will qualify for will depend on where you are living and studying and the intensity of study on your part-time course when compared to that on a full-time course.Further information is available on the .GOV.UK website.
Part-time maintenance loans are not available for levels 4 and 5 courses (e.g. Foundation Degree, HND) or for part-time courses undertaken by distance learning.
Postgraduate master’s students from England
If you plan to start a postgraduate master’s degree and are aged 59 years or under, you might be eligible to receive a loan of up to £10,609 in 2018/19 (or up to £10,906 for new students in 2019/20) to contribute to your course and living costs.
You’ll only make repayments when you earn over the salary threshold, which is currently £21,000 per year.
If you plan to start a postgraduate doctoral degree and are aged 59 years or under, you might be eligible to receive a loan of up to £25,000 in 2018/19 (or up to £25,700 for new students in 2019/20) to contribute to your course and living costs.
You’ll only make repayments when you earn over the salary threshold, which is currently £21,000 per year.
Scottish domiciled students can access the Part-time fee grant (PTFG), which gives help each year towards the cost of your tuition fees. The level of tuition fee paid will depend on the number of credits you do and the qualification you are studying.
The maximum fee grant we can award is:
£1,805 for publicly funded degree level courses,
£1,820 for eligible 120 credit university courses which are not campus based,
£1,274 for publicly funded Higher National awards (HNC, HND),
£1,195 for all courses at private providers.
Scottish domiciled and EU students undertaking any ‘taught’ postgraduate course up to master’s level (including distance learning and part time courses) can apply to SAAS for a tuition fee loan of up to £5,500. Scottish domiciled students can also access a living-cost loan of up to £4,500 (including distance learning courses).
Funding for part-time postgraduate courses is limited for ones which can be completed at no less than 50% of the pace of the equivalent full-time course. If there is no full-time course, the part-time postgraduate course must be completed in less than three years.
Funding is not available for any part-time postgraduate course delivered outside of Scotland. Full-time postgraduate courses delivered outside Scotland will only be eligible for funding if there is no equivalent course available at a Scottish institution.
The Scottish Government does not currently provide student loans for Research Masters and PhD level courses.
Other funding for Scottish students
Depending on your circumstances, here are some other ways of getting financial support.
Care experience bursary and grant is available for full time students who have been looked after by a Local Authority and are under 26.
Grants don’t usually have to be paid back unless you leave the course early, but you do have to pay back any loans you borrow.
You’ll only repay the loan element of the tuition fee once you’re earning over the income threshold after you graduate. This is currently £25,000 per year.
Help with living costs for new students
Welsh students starting a university course in September 2019 can apply for new grants and loans. The support is open to first-time undergraduate full and part-time students.
While all new students will get some financial support, the amount you can receive in loans and grants varies based on your household’s income and where you will be living during term time. The tables below show how much you’ll get in different situations.
Living with your parents
£18,370 or less
£45,001 or more
The total for students living with their parents in loans and grants is £7,840.
Living away from home, studying outside London
£18,370 or less
£45,001 or more
The total for students living away from home outside of London in loans and grants is £9,225.
Living away from home, studying in London
£18,370 or less
£45,001 or more
The total for students living away from home in London in loans and grants is £11,530.
Part-time students will get support pro-rata based on the course intensity with a maximum from grants and loans of £4,987.50
Postgraduate master’s students can get a postgraduate loan of £13,000 if studying anywhere in the UK, and will get around £4,000 extra for studying in Wales.
Postgraduate doctoral students aged 59 years of under can get a postgraduate loan of up to £25,000 if studying anywhere in the UK to contribute to your course and living costs.
You’ll only make repayments when you earn over the salary threshold, which is currently £21,000 per year.Further information is available on the Student Finance Wales website.?
You can apply for a tuition fee loan that will help cover the course fees. It’s paid directly to your university or college and eligibility isn’t based on your household income. You can borrow however much your fees are up to the below amounts. If it’s more, you’ll need to find the money from somewhere else.
Where you’re studying
Studying at a public university or college in Wales
Studying at a public university or college in England, Northern Ireland or Scotland
Studying at a private university or college in England, Northern Ireland or Scotland
If you started your course before September 2018, you will carry on receiving support within your existing package.
Grants for childcare, dependants and disabled students
Financial support for students of Northern Ireland
There are two types of non-repayable financial support if you’re from Northern Ireland and studying in the UK called Maintenance Grant and Special Support Grant.
You can only get one of the grants, not both, and the amount you get depends on your household income.
You can apply for both when you apply for your Student Loan. While both grants give you same amount, one key difference is that a Maintenance Grant will reduce how much student loan you can get. Here’s more about the difference, to help you decide which one is best for you.
Special Support Grant
Instead of replacing part of your Student Loan, this grant is paid on top. So you’ll get your full student loan, and then won’t need to pay back the amount you get from the Special Support Grant.
It’s also not counted as income if you’re getting income-related benefits.
You’ll likely qualify for the Special Support Grant if:
you’re a single parent
you have a partner who is also a student
you have a disability or learning difficulties.
Less than £19,203
£19,204 to £41,065
£41,066 and over
Not eligible for grant
This grant replaces part of the Student Loan for Maintenance, so if you receive the full £3,475 grant, you’ll receive £3,475 less in your loan.
Since January, the price of the cheapest energy deals has dropped by £100+/yr based on typical use. There was a time only small players cut prices, but now the giants have entered the fray.
In April and early May, BOOM, British Gas cut the cost of its cheapest deal five times. Then, POW, two weeks ago E.on hit back cutting costs. Last Friday, KAZAM, BG cut its price again, and yesterday, ZAP, E.on responded. Plus EDF now has a cheap 2yr fix. Yet YOU MUST CHOOSE THE CHEAP DEALS, THEY’RE NOT AUTOMATIC.
Most customers with a biggie have prices ‘capped’ as they’re on a standard tariff, but these still typically cost £340/yr more than a cheap deal. So we’ve listed the latest offers below (not for prepay or in NI, sadly). The links take you to a comparison to check they’re right for you as prices vary by use and region – and via us, all give £25 MSE dual-fuel cashback. Compare these to the £1,254/yr standard price on the same use.
British Gas 1yr fix (and it’s green).Avg £916/yr on typical use, save £340/yr. This is very cheap for BG, and as its Energy Plus Protection Green Jun 2020 tariff is fixed, the rate won’t change for a year. Plus existing customers qualify. Yet it’s a DON’T ASK, DON’T GET deal, only via comparison sites.
It also has 100% renewable electricity and 100% offset gas, so it’s green. Plus most get a year’s heating cover for free (it charges after, so cancel then if you don’t want it).
E.on’s 1yr fix is cheaper for some. Avg £912/yr on typical use, save £340/yr.E.on’s cut on its Fix Online Exclusive v3 tariff makes it marginally cheaper than BG based on typical use, but it’s only for new customers. Like BG, it’s only available via comparison sites.
Lock in for TWO YEARS with EDF. Avg £987/yr on typical usage, save £270/yr. EDF has also joined the energy price war. Its Easy Online Exclusive Jul21 deal, which launched last week, is the cheapest 2yr fix – in fact, there hasn’t been any such deal cheaper in 7mths.
You get the surety of no price hikes for at least 2yrs – good if you don’t want to switch often – but you won’t benefit if rates drop elsewhere. It’s for new AND existing customers, but only via the MoneySupermarket Group (which we’re part of).
Bulb – the greenest of the cheap deals (there are cheaper and there are greener, but this is the best combo).Avg £945/yr on typical use, save £300/yr. The Bulb Vari-Fair tariff has 100% renewable electricity, 10% of its gas is from renewable sources, and it pays to offset the rest. It also has a good service record – receiving a 76% ‘great’ rating in our service poll.
The deal is variable, so the price could rise or fall (Bulb’s last two moves have been cuts) yet if it rises, you can leave penalty-free. Also see our new Green Energy Guide for what these ‘green’ terms mean.
You can beat these prices a little if you go for names you may not know. Many of you tell us you want to avoid smaller suppliers, especially as nine have gone bust in the past year, and you instead look for big firms or those with a good service record. But if you’re simply determined to get the cheapest, find your winner via an Energy Club comparison.
PS: Switching energy is easy. No one visits your home (unless it’s to install a smart meter), and it’s the same gas, same electricity, even the same safety. The only things that change are price and service. See our Switching FAQs for more help.
Consistently UNBEATABLE exchange rates providing you repay IN FULL
Most debit & credit cards add a 3% load to the perfect rates the banks get, meaning £100 of euros costs you £103. All these cards are load-free worldwide, so you get untouchably good rates in every country, every time. Set up a direct debit to repay IN FULL to minimise interest. Full info in Cheap Travel Cards.
TravelMoneyMax.com is part of MoneySavingExpert.com, a website is based on journalistic research. It does not constitute financial advice. Any information should be considered in regard to specific circumstances. All tips are followed at your own risk and should be followed up with your own research.
Bureaux are included based on their competitive online rates and feedback. Yet there is little regulation of foreign exchange bureaux and this site can’t take any responsibility for problems that occur. Please be careful before you part with your money.
We don’t as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it’s rarely made public until it’s too late.
Small local specialists can beat online rates, yet it’s rare. Try areas with many overseas visitors e.g. Bayswater. If you spot another competitive online provider that you think merits inclusion, let us know.
We often link to other websites, but we can’t be responsible for their content.
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